Terms of Service

Last Updated: July 8, 2025

Welcome to FingoChat! Please read these Terms of Service ("Terms") carefully before using our platform. By accessing or using our services, you agree to these Terms.

1. Acceptance of Terms

By using FingoChat, you agree to comply with these Terms, our Privacy Policy, and all applicable laws. If you do not agree, please do not use our platform.

2. Use of Service

• You must be at least 13 years old to use FingoChat.
• You agree to use the platform only for lawful purposes.
• You are responsible for maintaining the confidentiality of your account credentials.

3. User Content

- You retain ownership of your data.

- By submitting content, you grant us a license to use it solely to provide and improve our services.

- You agree not to upload harmful, illegal, or infringing content.

4. Privacy and Data

Your privacy is important. Please review our Privacy Policy. Your continued use indicates acceptance.

5. Intellectual Property

All content, including the UI, code, and AI models, is owned by Fingo Inc. or our licensors. You agree not to copy or distribute it without permission.

6. Prohibited Activities

• Using the platform for illegal activities.
• Disrupting or attempting to disrupt the service.
• Gaining unauthorized access.
• Using automation or scraping tools.

7. Termination

We may suspend or terminate your access for violations or misuse.

8. Disclaimers & Liability

- The service is provided "as is."

- We are not liable for damages arising from use.

- Our liability is limited to the amount paid, if any.

9. Changes to Terms

We may update these Terms. Continued use after updates means acceptance.

10. Governing Law

These Terms are governed by the laws of Florida, USA.

11. Contact

Questions? Contact us at support@fingochat.com.

By using FingoChat, you agree to these Terms.